The Tax & Credit Firm
Refund Cash Advance

Up to $7,500 deposited within 24–48 hours.

Skip the 3-week IRS wait. Qualifying clients can walk out with up to $7,500 the same week we file — direct deposit or prepaid card.

Check my eligibility Talk to a preparer

Fast

Decision in minutes after we e-file. Funds typically arrive in 24–48 hours.

Flexible

Choose direct deposit, prepaid card, or check. Pay-by-refund — no out-of-pocket fees.

Honest

We walk through every fee and APR before you sign. Zero-cost tier available for qualifying refunds.

How it works

  1. 1
    Book your appointment

    Walk in, drop off, or upload your docs securely to our portal.

  2. 2
    We prepare your return

    A real human preparer reviews everything — no algorithms.

  3. 3
    Apply for the advance

    We submit your application to our bank partner the moment we e-file.

  4. 4
    Get paid in 24–48 hours

    Funds land via direct deposit, prepaid card, or check.

Eligibility checklist

  • Federal refund expected (typically $500+)
  • Valid government photo ID
  • SSN or ITIN for primary filer
  • Pass standard ID & fraud verification
  • File your return with The Tax & Credit Firm
Important: Advances are offered through a third-party bank partner subject to their approval and IRS acceptance of your return. Maximum amount and zero-cost tier are not guaranteed. We'll review all fees, APR, and terms with you before you sign anything.